Privacy Policy

Overview

This Privacy Policy explains what information Billet Technologies LLC (“Billet,” “we,” “us”) collects, how we use it, and the choices you have. It covers two groups of people: the dealers who use Billet, and the buyers those dealers finance through it. We keep this short and specific — we only describe what Billet actually does.

What we collect

From dealers

• Your name and business information (legal name, DBA, address).
• Your Georgia dealer license number.
• Your phone number and email.
• Your bank and payout details for receiving payments — these are held by Stripe, our payment processor. We do not store your account numbers.

From buyers

• Name, address, phone number, and email.
• Payment method information, tokenized by Stripe. We never see or store full bank account or card numbers.
• Contract details and payment history for the loan.
• Messages sent through the platform (for example, the review-and-sign link and reminders).

How we use information

We use information to:

• run the service — generate contracts, collect payments, send reminders, and keep records;
• provide support and respond to your requests;
• keep the service secure and prevent fraud and abuse;
• meet our legal and regulatory obligations.

We do not sell personal information. We do not use dealer or buyer data for advertising.

Text messaging data

When you opt in to text messages, we keep a record of that consent and a log of the messages sent, so we can provide support, prove delivery, and meet compliance requirements. You can opt out at any time by replying STOP, or get help by replying HELP.

Mobile numbers are not shared with third parties or affiliates for marketing or promotional purposes. Message frequency varies based on your activity, and message and data rates may apply depending on your mobile plan. The service providers below only receive what they need to deliver and process messages on our behalf.

Service providers we use

We rely on a small set of trusted providers to run Billet. Each receives only what it needs:

• Stripe — processes payments and holds payout and payment-method details.
• Twilio — sends text messages and verifies phone numbers.
• SignWell — handles e-signatures on contracts.
• Resend — sends transactional email.
• Supabase — provides our database and hosting for records.
• Vercel — hosts the Billet application.
• Anthropic — processes the text of dealer messages so the dealer assistant can understand requests.

How we share information

We share information with the service providers above so they can perform their function, with the dealer and buyer who are parties to a given loan (each sees what pertains to their side of it), and when required by law or to protect rights and safety. We do not sell your information, and we do not share it for anyone else's advertising.

Data retention

We keep contract and payment records for as long as the law requires — currently 7 years from the end of the loan — because these are legal and financial records. We honor requests to delete other personal information where the law permits and where we are not required to retain it.

Security

We protect information with encryption in transit and at rest, access controls that limit who can see what, and a design that keeps full payment credentials out of our systems entirely — card and bank numbers are tokenized by Stripe and never stored by Billet. No system is perfectly secure, but we work to protect your information and to notify you if something goes wrong.

Your choices and rights

• Access, correct, or delete. Email amierchery@gmail.com to request a copy of your information, fix it, or ask us to delete it where the law allows.
• Text messages. Reply STOP to any message to opt out of texts at any time.
• Email. Use the unsubscribe link in our emails, or contact us, to stop non-essential email.

Children

Billet is for licensed dealers and adult buyers. It is not directed to, and we do not knowingly collect information from, anyone under 18.

Changes to this policy

If we change this Privacy Policy, we will update the “Last updated” date above and, for material changes, notify you by email or text.

Contact

Questions about your privacy? Email amierchery@gmail.com, or write to Billet Technologies LLC, 2655 Flagstone Court, Conyers, GA 30013.